Archive for October 2012

401k Rollover advantages and disadvantages

Do you have a 401k with a previous employer?  Does it make sense to do a 401k rollover to the new employer or should you roll it over to a traditional IRA with a different institution?  These are common questions employees are facing today.  So many advisors and institutions are so quick to tell you to…

Read More

Roth Conversion Strategies Underutilized

Many people nowadays are under utilizing Roth conversion strategies as well as not contributing as much as they should to Roth IRAs.  The theory behind having a traditional IRA is during your working life you are considered to be in a higher tax bracket as oppose to when you retire.  So it would make sense…

Read More

Tax Planning and Greater Returns

Tax planning is the biggest over looked area when it comes to individual investing.  Many advisors are so busy chasing returns that they lose sight of the things that they can actually control to help boost your returns.  Let’s first talk about turnover ratio in your mutual funds.  Turnover ratio is the amount of buying…

Read More