Moving During Retirement

Some people stay in place when they retire, while others buy a second home or relocate entirely. If you’re thinking of buying a new home, should you plan the purchase before you stop working, or is it possible to get to a mortgage after you’re retired?   Plenty of retirees can qualify for a mortgage…

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21st Century Tree -Hugging Strategies

The phrase “tree hugger” refers to an environmentalist who advocates for the preservation of woodlands. Its original historical reference is to an incident that occurred in India in 1730, when local villagers literally hugged trees in an effort to prevent foresters from chopping them down for materials to build a palace. In doing so, more…

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What’s Driving Oil Prices?

Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services. While online shopping was up, foot traffic in stores languished and retailers – both local and nationwide –…

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The COVID Vaccine, 50 Years in the Making

Back in the 1970s, a Hungarian scientist named Katalin Kariko began working on mRNA therapeutics, but her research was believed to be too radical and a financial risk. Years later, she moved to the U.S. and found better support. It was then that Kariko developed a vaccine approach using synthetic mRNA, which became the basis…

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Investment Consolidation Strategies

Throughout investment industry and financial media sources we constantly hear the message that our money should be diversified. By spreading assets throughout a number of different vehicles, we can take advantage of various market opportunities while helping protect them from some investment risks.   But how much diversification is too much? And what exactly should…

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A Shot for Economic Improvement

According to the Organisation for Economic Co-operation and Development (OECD), the ongoing distribution of vaccines combined with the latest government stimulus is expected to jumpstart economic activity in the U.S. However, projections for sustainable growth are not equitable among various countries and business sectors. Faster and more effective vaccination deployment across the world is critical.…

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Vaccine and Technology: Where to Get Help

One of the biggest flaws in the COVID vaccine distribution plan is its heavy reliance on the internet. Meanwhile, older seniors — the first and most critical targets for the vaccine — are the least-experienced internet users.   Most state and local plans have created websites that allow people to sign up for a vaccine…

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Retirement Planning Insights

Amid lost jobs and a scaled-back economy in 2020, some workers may have decided to retire earlier than planned. There are a couple of Social Security strategies worth considering in this scenario.   First, if both spouses are over age 62, determine if you can make ends meet by taking only one Social Security benefit…

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Vaccines and the Stock Market

  If there’s one thing that can move the economy and stock market forward, it’s hope. This year, that hope is being presented in the form of COVID-19 vaccines. Economists and Wall Street analysts have long proclaimed that comprehensive economic recovery is not possible until we have contained the virus. The prospect of wide distribution…

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Preparing for a Loved One’s Funeral

America began 2021 experiencing the worst days of the COVID-19 pandemic. As of Feb. 1, case numbers continued to rise, with recorded deaths since January 2020 ranging from 413,1961 to 441,4092, depending on sources used (CDC provisional count waits for a death certificate, which can cause up to a two-week delay). Fox News reports that…

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