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Cultural Influences From Abroad

They say variety is the spice of life. A variety of cultural experiences may even contribute to a longer life and cognitive sharpness. A new study links cultural activities, including exposure to other languages, as a strong influence in the way we learn, amass and assimilate new information.1 Some cultural influences may well impact longer…

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The Fiduciary Standard: What It Means

Recently, the U.S. Department of Labor published the final regulation of what is known as the “Fiduciary Rule,” delaying implementation for 60 days from its scheduled start date. The newly expanded definition of fiduciary investment advice is scheduled to go into effect June 9, 2017.1 The rule holds certain financial professionals to a fiduciary standard…

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The Stock Market in Volatile Times

You’ve likely heard a few clichés when it comes to investing: stay the course; buy right and hold tight; time is more valuable than money; etc. The point is clear, if your investments align with your goals, timeline and risk tolerance, then there may be no reason to make changes to your portfolio when the…

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Retirement on Your Terms

Most working folks go through the daily grind week after week, counting down the years to retirement. But before you get too excited about walking away from your 9 to 5, consider the alternative lifestyle that comes with not going to work. Whether your working years are winding down or already behind you, many retirees…

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Not Your Material Girl Type Retirement

In the 1980s, Madonna sang about being a material girl living in a material world. Following the economic slump of the 1970s, the ’80s came to be known as “The Decade of Excess,” featuring a sustained period of low unemployment and strong economic growth. It was an era of big hair, big shoulder pads and…

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Roth Conversion Strategies Underutilized

Many people nowadays are under utilizing Roth conversion strategies as well as not contributing as much as they should to Roth IRAs.  The theory behind having a traditional IRA is during your working life you are considered to be in a higher tax bracket as oppose to when you retire.  So it would make sense…

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