Money Management
How Climate Change Could Affect the Economy
Some people believe that climate change is exacerbated by human intervention, while others argue that humans are not a factor. Regardless of what may or may not influence extreme weather events, economists are predicting that the long-term results of climate change could affect more than just our homes and possessions. In fact, the Congressional…
Read MoreFirst-Time Homebuyer? Here’s How to Prepare Financially
Are you thinking of buying your first home? Before you hire a real estate agent or start house hunting, you need to take the time to prepare yourself financially. By improving your finances and educating yourself as much as possible, you can buy your new home with fewer monetary concerns and a positive outlook…
Read MoreBiometrics vs. Hackers
Most people using the internet to shop, conduct financial transactions or read firewall-protected content are likely familiar with the aggravation of maintaining passwords. Worse yet, tech experts now say conventional password security is only a marginal defense against hacking.1 We are now entering a new age in electronic security for the average user — one…
Read MoreClimate Change and Clean Living
We frequently hear about the various effects of climate change and how they can be mitigated. It often feels as though households and companies must make significant sacrifices to undo a lot of the damage that’s been done. However, there also are many positive benefits that can come from making certain changes, both locally and…
Read MoreThe Theory of Longevity
The factors determining how and when one dies often remain a mystery. Consider comedian George Burns who, despite being an avid cigar smoker for 75 years, lived to age 100. In the continued study of longevity, researchers have uncovered another startling statistic: Holocaust survivors lived 7.1 years longer on average than their contemporaries who were…
Read MoreWomen in the Workplace
People are living longer, which also means more people are working longer, either because they want to stay engaged or they need more time to prepare for a longer retirement. Unfortunately, these trends haven’t made ageism any less prominent. One researcher found careers tend to peak at age 45 for men and age 40 for…
Read More2019 Market Prognostications: What the Experts Say
By the end of 2018, not one of the eight asset categories tracked by Ned Davis Research was on track to post a return greater than 5 percent. Since it’s common for the market to yield at least some “winners” and “losers” among asset classes each year, this was a significant phenomenon that hasn’t occurred…
Read MoreDrug Prices Continues An Upward Climb
In the first month of 2019, pharmaceutical companies have increased prices on more than 250 prescription drugs despite calls from the president and Congress to reduce drug costs.1 These hikes have evoked the ire of President Trump, who has pledged to reduce drug prices in the United States, which are higher than in most other…
Read MoreTraveling on a Fixed Income
Oh, the places you’ll go! Renowned author Dr. Seuss wrote a children’s book in 1990 that has become a popular graduation gift for young adults. Part of its message:1 “You’re off to Great Places! Today is your day! Your mountain is waiting. So … get on your way!” Perhaps for some people, the time to…
Read MoreTeaching Spending Strategies to Your Grandchildren
Looking forward, do you worry about the financial security of your loved ones, especially your young grandchildren? Spending and saving savvy are best taught young and grandparents can make a strong impression with these matters. But you have to commit to more than just a birthday check once a year. In today’s blog, we would…
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